Our Services Life Insurance For you, your children, grandchildren or business associates we offer protection with term life and permanent, cash-value life insurance. Health Insurance We offer individual health plans, small group medical plans and Medicare Supplements / Medigap coverage. Retirement Savings We have products for you whether you are in the accumulation, preservation or distribution phase of your life. Education Savings Parents and grandparents can help loved ones save for educational expenses on a tax-free basis. Employer Group Benefits We have a wide variety of employee benefits for the small to mid-size business.