Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Split Annuity Strategy Here's one strategy that combines two different annuities to generate income and rebuild principal. Saving for Retirement This calculator can help you estimate how much you may need to save for retirement.